Interest rates

On Wednesday, March 16, Fed officials announced that they would raise their benchmark federal-funds rate by a quarter percentage point to a range between 0.25% and 0.5% from near zero.

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Interest rates can make or break personal financial management when it comes to credit cards, mortgages, auto loans, bonds and more.

The Federal Reserve will continue to raise interest rates in order to stem inflationary pressures.

As we near the end of the year, mortgage interest rates continue to rock bottom yet again.

The Federal Reserve is now fighting inflation and to do so it has refocused its attention on its policy rate of interest. Read more here.

Understanding how interest rates work can help - you can save money month after month.

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Goldman Sachs has predicted that the US Fed rate will eventually reach 5% by March 2023, which translates into another 100 bps hike within the next 4 months. While double digit interest rate on fixed deposit in the near future may appear distant, however, the possibility of the interest rate crossing the 9% mark doesn't appear far fetched.

The Fed rate cuts can be both a positive and a negative. For younger workers, the rate cuts could be a positive boost to their borrowing and debt management.