Mortgage Loans
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1. Income You need income. You need to be able to afford the home. But what is acceptable income? Let’s just say that there are two ratios mortgage underwriters look at to qualify you for mortgage payment: First Ratio – The first ratio, top ratio or housing ratio. Basically that means out of all the gross monthly income you make, that no more that X percent of it can go to your housing payment. The housing payment consists of Principle, Interest, Taxes and Insurance. Whether you escrow or…
Real Estate Commissions and Loan Types in Kentucky The new terms outlined in this settlement will have ripple effects that both consumers and industry stakeholders will likely experience. Th…
Credit Scores are important for getting approved for a Mortgage in Kentucky.
What Credit Score do You Need to qualify for a FHA VA KHC Kentucky Mortgage? What Credit Score do You Need to Buy a Kentucky Home? When it comes to mortgages and credit scores, there are two reall…
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The USDA offers a no down payment mortgage option you probably didn't know existed, and you don't have to be a first time home buyer to take advantage!
Photo about Real Estate Mortgage Approved Loan Document with House Keys. Image of financial, lender, loan - 25796999
