Personal Finance

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The Minimalist Bestie

Achieve your financial dreams with our comprehensive 'THAT GIRL Debt Payoff' tracker. Organize, plan, and track your way to a life without debt. It's the ultimate tool for your financial reset this year. #DebtTracking #FinancialReset #MoneyMindset #CashflowControl #DebtPaydown #FinanceOrganizer #WealthBuilding #BudgetingSuccess #FiscalResponsibility #DebtFreePlan

Discover the ultimate tool to break free from debt. Our 'THAT GIRL Debt Payoff' tracker on Etsy helps you monitor your progress and stay on track. Begin your journey to financial independence today! #DebtFreeCommunity #FinanceTracker #DebtKnockout #SaveWithPurpose #DebtReduction #MinimalistBudgeting #SmartFinance #DebtFreeFuture #ControlYourFinances #EtsyFinds

Financial Plan

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Start your savings journey today and watch your financial goals become a reality. Remember, it's never too late to begin! #SavingsPlan #FinancialGoals #BuildYourSavings #MoneyMatters #PersonalFinance #SavingsTracker #FinancialFreedom #StartSaving #BudgetingBasics #EmergencyFund #SaveMoney #FinancialWellness #MoneySavvy #FinancialLiteracy #SmartSavings #WealthBuilding #MinimalistFinance #DebtFreeJourne

Planning to save has never been easier. Grab our 52-Week Savings Challenge on Etsy and watch your savings multiply! #SavingsMadeSimple #EtsyPrintables #FinancialGoalsMet #SaveWithStyle

Take the first step towards big savings with our 52-Week Savings Challenge – it's simple, doable, and now available on Etsy! #SavingsSuccess #FinancialWellness #EtsyExclusive #SavingsTracker

Saving Challenges

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When you invest in stocks, you're basically buying a piece of a company. You become a part-owner, which means if the company does well, you can share in its success. But before you jump in, you gotta do your homework, mama. Investing in stocks is not a get-rich-quick scheme, so don't fall for those flashy promises. Instead, think long-term. Learn more by reading my investing blog post. #investingforbeginners #investingtips #bloggerlifestyle #blackgirlcreator #stocks #financialhealth

Stock Market

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Today more than ever, we must become financially literate. In a world where not everyone is supplied with the same opportunity, some people have the advantage of #financial #literacy through generational knowledge. Grade school only teaches you the basics, i.e., save money. But let’s face it, saving money the cash route or even in a basic savings account is not beneficial in the long term — it’s sitting dead money. Instead, we have to learn more about how to make sitting money still work for us.

Index Funds

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Transform your financial future with our 'THAT GIRL DEBT PAYOFF Tracker', meticulously designed to simplify your journey to debt freedom. Unlike generic trackers, this interactive PDF is tailored for the modern go-getter. With the ability to personalize and the ease of tracking multiple accounts, you'll find joy in watching your debt dissolve. It's more than a tracker; it's your accountability partner and a visual motivator. Begin with purpose and end in peace! #2024 #personalfinance #debt

Effortlessly track your expenses, achieve financial goals, and build an emergency fund with our customizable Excel Transaction Tracker. Take control of your finances and confidently navigate your budget with this powerful tool. Tailor it to your unique needs, recording dates, descriptions, and payment methods for accurate financial summaries. Make informed budgeting decisions, cut back on expenses, and identify areas where you excel.

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Debt Free

Debt Payoff Tracker

Crossing The Finish Line

Financial Independence

Debt PayOff- What is a Utilization Rate!

Okay so I made significant progress with one of my credit cards bringing down its utilization rate to 30%. I paid $669.26 within the week! 🤓Utilization Rate: A utilization rate is like having 10 apples but only eating 2. It's how much you use out of what you have. If you have a credit card, the utilization rate is how much money you've spent compared to your total limit. ✨The ideal credit card utilization rate is generally recommended to be below 30% of your credit limit. #DebtFree #Credit

a woman leaning against a wall with her hand on her hip and looking at the ground

Credit Card Debt

I Go Crazy

Debt Payoff Here We Come!

Vulnerability ALERT! I have been wanting to share my experience with money and how I grew up learning and witnessing my family navigate money. So first is my Credit Card Debt.... GURLL. When I got out of college, I went crazy and now boom-- debt pile up! Sharing my journey is in hopes of educating and helping others to pay down their credit card debt. It is more common than you may think to have credit card debt especially if you grew up in a household where you saw money was abused. #DebtFree

The Math is Not Mathing

Having a budget is making sure money is either in your account at all times, or all expenses are paid for EXACTLY! If you have ever looked at your account and wondered how it got like that, you need a budget....now.#BudgetingBasics #FinancialWellness #MoneyManagement #SavvySavings #DebtFreeGoals #ExpenseTracking #BudgetingTips #FinancialFreedom #SmartSpending #WealthBuilding #FinanceGoals #AccountBalance #PersonalFinance #BudgetPlan #CashFlowManagement

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Stick to the BUDGET!

Stay on budget honey!!: 🤓Save Smartly: Create designated 'vaults' for each savings goal to automate your success. 💸Spend Wisely: Categorize expenses to keep track of your spending habits. 🔄Automate Finance: Use auto-pay features to manage bills and save regularly, ensuring timely payments and systematic savings. ⏰Set Goals & Reward: Establish SMART financial goals and reward your progress with experiences that enrich rather than deplete your resources. #personalfinance #budgeting #coach

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Understanding Yourself

Let's Build a Budget

Click for a step-by-step guide to creating a budget that echoes your minimalist values and amplifies your financial freedom. #SimpleBudgeting #TheMinimalistBestie #FinancialEmpowerment

a piggy bank with the words who does being a financial minimalist minds work for?

Are you a Financial Minimalist?

Embrace financial minimalism at any stage to reduce debt, save, and reach goals like home ownership or retirement. Simplify finances, live with intent, and gain clarity. #FinancialMinimalism #DebtFree #Savings #FinancialIndependence #SimpleLiving #MoneyMindfulness #TheMinimalistBestie #LiveWithPurpose

five ways to embrace financial minimalism

Finance Coach

90 Day Transformation

Quality Over Quantity

Savings Plan

Discovery Call

5 Ways to Embrace Financial Minimalism

Streamline to financial freedom with these 5 key minimalist strategies: 1. Cut non-essential spending, 2. Automate saving and debt payments, 3. Distinguish needs vs. wants, 4. Simplify your accounts, and 5. Choose quality over quantity. Cultivate intention and clarity for peace of mind. #FinancialMinimalism #SimplifyFinances #MindfulSpending #SmartSavings #DebtFree #MinimalistMoney #InvestInValue #IntentionalLiving #MoneyMindset #MinimalistBestie #PersonalFinanceCoach #LessIsMore

the words think before you buy are shown

Spiritual Guides

Personal Journey

Think before you BUY

Think before you buy. Consider if you truly need the item, if it fits your budget, and if you can find it for a better price. By asking these questions, you can adopt a more intentional and minimalist approach to shopping. #MindfulSpending #ConsciousConsumption #FinancialMindset #MinimalistLifestyle #SmartShopping #Budgeting #FinancialGoals #IntentionalLiving #MinimalistBestie #ThoughtfulPurchases #MoneyManagement #PersonalFinanceCoach #Empowerment #SustainableLiving #ThinkBeforeYouBuy

a calculator and money sitting on top of a piece of paper with the words is your wallet healthy?

Is Your Wallet Healthy?

Assess your financial health against key pillars: budget adherence, emergency funds, savings consistency, debt management, and future investments. If you're uncertain in two or more areas, consider a financial review. Seek empowerment with The Minimalist Bestie's free consultation to align your finances with your values. #FinancialHealthCheck #EmergencyFund #SavingsGoals #DebtManagement #InvestInYourFuture #FinancialWellness #MinimalistFinance #FinancialFreedom #MoneyMindset #InvestSmart #LiveIn

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Spiritual Integration

Accountability Partner

COACHING SESSIONS OPEN!

Ready to align your finances with your values? 🌟 Just 4 spots for exclusive 1:1 coaching to master your money with purpose. Personalized plans, debt-free strategies, and spiritual integration await. Transform your habits, nurture your spirituality, and watch your savings soar. Let’s make financial freedom your reality. #MoneyCoach #FinancialWellness #DebtFreeLife #PurposefulLiving #AccountabilityPartner #personalfinance #coaching

Direct Deposit

High Yield Savings Account

Earn $25 Signing Up for a High Yield Savings Account

Swap old saving ways for High Yield Savings Accounts with SoFi. Tailor savings to your goals, earn more interest, and auto-save easily. Embrace purposeful spending with us. Join now for a bonus! #FinancialFreedom #SmartSaving #SoFiSavings #MinimalistMoney #EmpowerFinance

a piggy bank with the words start saving now

Start a High Yield Savings Account!

Journey to financial liberty with our guide. Swap old saving ways for High Yield Savings Accounts with SoFi. Tailor savings to your goals, earn more interest, and auto-save easily. Embrace purposeful spending with us. Join now for a bonus! #FinancialFreedom #SmartSaving #SoFiSavings #MinimalistMoney #EmpowerFinance

what are examples of emergency funders and their jobs? infographical image below

Corporate Tax

Life Unexpected

Money Moves

Emergency Funds Are...

Be prepared, not scared. ✨ Build your emergency fund for life's unexpected turns. // @theeminimalistbestie #EmergencyFund #FinancialWellness #MoneyPrep #LifeHappens #SavingsGoals #PeaceOfMind #BePrepared #TheMinimalistBestie

Budgeting Basics

Mastering your money starts with the basics. 💗🌿 Simplify your finances with these essential steps to budgeting. // @theeminimalistbestie #BudgetingBasics #MoneyManagement #PersonalFinance #SmartSpending #FinancialGoals #SimplifyYourLife #MinimalistMoney #BudgetWithBestie #TheMinimalistBestie

the minimalist beastie is featured in this book titled, february financial workbook

Master Your Money with February's Financial Workbook

Unlock the secrets to money mastery this February with our comprehensive financial workbook – your blueprint for a brighter financial future. 🗝️💲 #MoneyMastery" #FinancialWorkbook #MoneyMaster #BudgetMaster #FinancialEducation #SavingsStrategy #FinancialControl #ExpenseTracking #BudgetingWorkbook #FinancialConfidence #WealthWisdom

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Personal Finance

Financial Plan

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Saving Challenges

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